Located in The Cove on a quiet street, this 4 bedroom home includes alley access, natural gas, and up to $10,000 toward buyer closing cost assistance. Welcome to 111 N Gayle Ave in The Cove one of Panama City's most loved and established in town neighborhoods known for its charming streets, mature oak canopy, and timeless character. Tucked away on a quiet street, this 4 bedroom, 2 bath home offers 1,744 sq ft with a comfortable, flexible layout ideal for everyday living, guests, or a home office setup. Alley access and a single car garage add convenience and functionality rarely found in this area. You'll appreciate the efficiency and comfort of natural gas, including heat, stove, and a tankless water heater for on demand hot water. Perfectly positioned near the heart of town, the home is just minutes from downtown Panama City's dining, marina, and waterfront attractions. Its close proximity to Ascension Sacred Heart Hospital makes this location especially appealing for medical professionals or those seeking potential rental flexibility. Centrally located, the property offers easy access to Tyndall Air Force Base to the east, the Navy Base to the west, and is close enough to Panama City Beach for a day trip to the Gulf. Set within a golf cart friendly community, residents enjoy convenient rides to downtown restaurants, local shops, marina areas, and nearby waterfront amenities. Don't miss your opportunity schedule your showing today with your favorite Realtor!